Entrepreneurs: why a multi-disciplinary approach is indispensable today
Creating a company is a demanding project.
To grow it serenely, protect it durably and pass it on intelligently requires much more than courage and a strong idea.
It requires a global vision, orchestrated by a team of complementary experts, capable of anticipating, structuring and securing each key stage of the entrepreneurial journey.

All too often, through ignorance or simplification, entrepreneurs rely exclusively on their chartered accountant.
And yet, while this partner remains central to the life of the company, it is neither their role nor their traditional mandate to cover all aspects of wealth management, strategy, taxation and law.

At Mentorium Partners, we believe in a profoundly multi-disciplinary approach, respectful of each person's role, at the service of the entrepreneur and his or her ambitions.

Ten recurring challenges every entrepreneur must master

1. Financing and cash flow

Obtaining a bank loan is often seen as a victory. But without rigorous working capital modeling and growth financing planning, a company can quickly run into serious cash flow difficulties.

A multi-disciplinary approach brings together the financial expert, the strategist and the chartered accountant, each bringing their own specific viewpoint to the structuring of cash flow.

2. Choice of legal and tax structure

Many people opt for an SAS by reflex, without assessing the medium-term consequences in terms of wealth, tax and social security.
The combined support of a business lawyer, a tax expert and a wealth engineer can help build an evolving structure, adapted to the reality of the project and the entrepreneur's objectives.

3. Rapid but uncontrolled growth

Rapid recruitment is not the same as healthy growth. Without HR structuring, without realistic financial projections, without legal security for employment contracts, growth can become a factor of fragility.
Here, the alliance of an operational strategist, a financial expert and an employment lawyer is essential to build a solid foundation.

4. Corporate governance

Personal trust is no substitute for a clear partnership agreement.
Without a formal framework, governance can quickly become a source of deadlock and even destructive conflict.
A corporate lawyer and a governance strategist must intervene as soon as the company is incorporated to formalize the relationship between partners.

5. Confusion between private and professional assets

Too many entrepreneurs put their personal assets at risk by confusing their business with their private savings.
A wealth engineer, supported by a tax expert, can organize a healthy and protective separation from the outset, by intelligently structuring the interposition of holding companies or non-trading companies.

6. Underestimated tax and legal risks

A chartered accountant ensures tax compliance.
But without regular tax and legal audits, and without a proactive vision, the company remains exposed to risks that are often invisible until they materialize.
Here again, the combination of a tax specialist and a business lawyer is essential to anticipate and secure.

7. Recruiting and retaining key talent

Today, attracting and retaining talent requires much more than a job description.
Employer branding, profit-sharing, career planning... everything needs to be thought through strategically.
The shared vision of an HR expert, a strategist and an employment lawyer is the key to an effective and sustainable HR policy.

8. Dependence on a few strategic customers

Building sales on one or two major accounts is a major risk.
A financial expert can warn you about commercial dependence, while a sales strategist can help you diversify and secure your customer base.

9. The manager trapped in the operational world

Managing doesn't mean doing everything yourself.
Learning to delegate, to structure a relay team, is essential to enable the company to grow without depending solely on its founder.
Support from a strategist and a human resources expert can help you make the transition to a more mature form of governance.

10. Lack of a disposal or transfer strategy

Preparing your exit, sale or transfer is not something you can improvise.
It is built up over several years, by structuring the company so that it can be sold, valued and transferred.
Here, the combined expertise of a financial expert, an M&A lawyer and a wealth engineer is decisive.

Case in point: when a lack of global vision precipitates failure

In 2022, an entrepreneur launches a high-end meal delivery company in suburban areas.
The concept seems attractive: restaurant partners, electric scooters, digital communication.

After three months, the initial results are impressive:
€120,000 in sales generated, 10 delivery drivers recruited.

But in the absence of a serious strategic analysis of the business model, the dynamic is quickly reversed:

- Insufficient margins,

- Poorly calibrated fixed costs,

- Critical customer concentration,

- Cash depleted in less than six months,

- Departure of a co-founder not legally secure.

Result: liquidation after eight months.

With a multidisciplinary Mentorium Partners approach, the business model would have been challenged from the outset, cash flow risks anticipated, customer commitments secured, and private assets protected.

Our Mentorium Partners vision

At Mentorium Partners, we believe that modern entrepreneurship requires a multidisciplinary response:

- Respecting the essential mission of the chartered accountant,

- Enhance it with a strategic, asset management, legal and financial approach,

- Securing every entrepreneurial project with a cross-section of experienced specialists.

Because success isn't enough: needs to be built sustainably, passed on serenely, and protected intelligently.

Want to secure and expand your entrepreneurial project?

Let's talk.